Schedule of Benefits
All amounts shown are in U.S. dollars. Click the orange headers for further information.
| Trip Cancellation/Interruption | The amount of your trip you elected to protect, up to $5,000 per student |
- Your emergency illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member
- Financial default of a travel supplier
- A terrorist incident
- Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services
- Hijacking
- Medical quarantine
- Jury duty
- Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood
- Your auto accident or that of your travel companion on the way to the scheduled departure point
- Cancelled leave if you or your companion is on active duty for the military, police or fire department
- Employer termination or layoff
|
| Travel Delay | Up to $300 per student |
- Travel supplier delay
- Lost or stolen passport, travel documents, or money
- Medical quarantine
- Natural disaster
- Your injury or illness or that of your travel companion
- Missed cruise departures because of flight delay due to bad weather
|
| Baggage and Personal Possessions | Up to $500per student |
- Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel
|
| Baggage Delay | Up to $50 per student |
| Emergency Medical/Dental Expenses | Up to $2,500 per student |
| Emergency Medical Evacuation/Repatriation | Up to $10,000 per student |
- Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence
- Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence
|
| Emergency Reunion or Return of Mortal Remains | Up to $2,000 per student |
- Return of dependant child or grandchildren
- Transportation and lodging for a family member to be at your bedside
- Return of a rental vehicle
- Return of mortal remains
|
| Common Carrier Accidental Death and Dismemberment | Up to $5,000 per person |
This is a summary of the principal provisions of the master policy offered through the NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.
Coverage may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of Patriot T.R.I.P., please see the certificate wording for your state which is available upon request.
This Summary of Benefits is not intended to be an offer to sell Patriot T.R.I.P. or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.
* A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days.