Schedule of Benefits
All amounts shown are in U.S. dollars. Click the orange headers for further information.
| Hospitalization |
| GEO Group provides coverage for daily hospital room and board, intensive care, surgery, medical treatment, laboratory test, x-rays, chemotherapy, anesthetist fees, emergency treatment of an injury, and durable medical equipment. |
| Outpatient |
| GEO Group provides coverage for outpatient services including, medical consultations, diagnosis, pathology, radiography, laboratory, x-rays, surgery, physical therapy and chiropractic care. |
| Prescription Medication |
| Prescription medication is covered on the same basis as any illness. |
| Human Organ/Tissue Transplant |
| GEO Group provides up to $1,000,000 lifetime benefit for Heart, Heart/Lung, Lung, Kidney, Kidney/Pancreas, Liver, and Allogeneic and Autologous Bone Marrow Transplants. The procedure and related services must take place in the Managed Transplant System Network, and must be pre-certified and coordinated with the Company. |
| Maternity and Newborn Benefits |
| Maternity is covered on the same basis as a covered illness, after 10 months of continuous coverage. If the Maternity is covered, the newborn is covered from the moment of birth including routine well-baby care for the first 31 days of life. |
| Emergency Evacuation |
| GEO Group provides coverage for Emergency Medical Evacuation up to the maximum limit to the nearest qualified medical facility while outside the U.S. All evacuations must be approved and coordinated by IMG. Emergency Medical Evacuation Benefits terminate at age 65. |
| Repatriation |
| GEO Group provides a $25,000 per Insured Person benefit for the return of the Insured Person's mortal remains or ashes to their Home Country. Repatriation must be approved and coordinated by IMG. |
| Mental/Nervous Disorders, Alcohol/Substance Abuse |
| GEO Group includes $10,000 per Calendar Year per Insured Person and $20,000 lifetime limit for inpatient treatment of mental or nervous disorders and alcohol or substance abuse following 12 months of continuous coverage. |
| Supplemental Accident Benefit |
| In the event of a covered Accident, the Company will pay the first $300 of eligible medical expenses related to the treatment of any Injury resulting from the covered Accident before applying any Deductible. |
| Wellness Benefit |
| GEO Group includes a $250 per Calendar Year wellness benefit for adults. A child wellness benefit of $150 per Calendar Year is also provided for children. This benefit is not subject to the Deductible or Coinsurance. |
* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. These plans are amended, modified or replaced from time to time, and IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.